TERMS & CONDITIONS

Terms & Conditions

By using this website, you signify your assent to the following terms and conditions of use without limitation or qualification. Please read these conditions carefully before using the website. Palisade Asset Management, LLC (Palisade) may at any time revise these terms and conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the current terms and conditions to which you assent.

Disclaimer

This website contains general information and is for informational purposes only. The information contained herein should not be construed as personalized investment advice. Decisions based on information contained on this website are the sole responsibility of you. In exchange for using this site, you agree to hold Palisade harmless against any claims for damages arising from any decisions you make based on such information.

The information provided on Palisade’s website is provided “AS IS” and without warranties of any kind, either expressed or implied. To the fullest extent permissible under applicable law, Palisade disclaims all warranties. Palisade does not warrant the accuracy, timeliness, results or completeness of the information, text, graphics, links, or other items contained on this website. Palisade expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by you or others of the information contained on this website. Palisade will not be responsible for any kind of loss or damage that could result from interception by third parties of any information made available to you through this website. Neither Palisade, nor any of its affiliates, directors, officers or employees, nor any third party vendor retained by Palisade will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this website, or resulting from the act or omission of any other party involved in making this website or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of this website or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Palisade or of any vendor providing software or support for this website.

Communications

This website is limited to the dissemination of general information pertaining to Palisade’s investment management services.

Email submitted to this website should not be considered secure or confidential. Palisade makes no representations or warranties concerning the security or confidentiality of your email. Palisade makes no representation that any email submitted through this website will be received by Palisade. Any communications or material you transmit to this website will be treated as non-confidential and non-proprietary and will become the property of Palisade.

Restrictions on Use of Materials

This website is owned and operated by Palisade. Permission is granted to display and navigate this website, solely for personal, non-commercial use. Any commercial or public use of this website is strictly prohibited.

Trademarks and Copyrights

Nothing contained on this website should be construed as granting any license or right to use any trademark displayed on this website without the written permission of Palisade or such third party that may own the trademarks displayed on this website. Your use of trademarks displayed on this website, except as provided herein, is strictly prohibited.

The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statues.

CFA® and Chartered Financial Analyst® are registered trademarks owned by the CFA Institute.

CAIA®, CAIA Association®, Chartered Alternative Investment AnalystSM, and Chartered Alternative Investment Analyst Association® are the exclusive service marks of the CAIA Association.

Investment Management Consultants Association is the owner of the certification mark “CIMA®,” the service marks “Certified Investment Management AnalystSM,” “Investment Management Consultants AssociationSM,”and “IMCA®.”

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Use of Links

This website may contain links to other websites that are not under the control of Palisade. Palisade provides links only as a convenience to you. Accordingly, Palisade makes no representations concerning the content of those websites. The fact that Palisade has provided a link to a website is not an endorsement, authorization, sponsorship, or affiliation by Palisade with respect to such website, its owners, or its providers. Palisade has not tested any information, software, or products found on these websites and does not make any representations with respect to such websites.

Social Media Guidelines

Palisade Asset Management, LLC maintains a presence on the third-party social media site LinkedIn. Certain hyperlinks or referenced websites on this site, if any, are for your convenience and forward you to third parties’ websites, which generally are recognized by their top-level domain name. Any descriptions of reference to, or links to other products, publications, or services does not constitute an endorsement, authorization, sponsorship by or affiliation with Palisade with respect to any linked site or its sponsor, unless expressly stated. Any such information, products, or sites have not necessarily been reviewed by Palisade and are provided or maintained by third parties over whom Palisade exercised no control. Palisade expressly disclaims any responsibility for the content, the accuracy of the information, and/or the quality of products or services provided by or advertised on these third-party sites.

Please note that if you participate in this or other social networking sites, you should be familiar with their respective privacy/security policies, be knowledgeable about how account settings work, and be aware of how user information can be displayed and used throughout the site. Please remember, for your own security, you should never communicate any personal or account information using these channels.

Advertising

Palisade Asset Management, LLC uses various advertising and marketing materials to obtain new advisory clients and to maintain existing client relationships. Palisade’s policy requires that any advertising and marketing materials must be truthful and accurate, consistent with applicable rules, and reviewed and approved by a designated person.

Client Experience

The client experiences outlined are demonstrative of the services Palisade can provide. While based on actual situations, clients were not compensated for the use of their experiences.

More Information Regarding Palisade

Palisade is an SEC Registered Investment Adviser (RIA). As an investment advisor, we are a “fiduciary” to our advisory clients. This means that we have a fundamental obligation to act in the best interests of our clients and to provide investment advice in our clients’ best interests.

Palisade’s principal place of business is in the State of Minnesota. Palisade and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which Palisade maintains clients. Palisade may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.

For additional information about Palisade, including fees and services, send for our disclosure statement as set forth on Palisade’s Form ADV using the contact information herein.

We restrict access to your nonpublic personal information to those employees who need to know that information to provide services to you. We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information.

Other financial professionals, such as broker-dealers or banks, may also service your account. We strongly suggest you review all applicable privacy policies for a complete understanding of how your personal financial information is treated.

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Palisade Asset Management LLC

100 South Fifth Street

Suite 420

Minneapolis, MN 55402

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